HOME INSPIRATION CREDIT CARD FULL

And if you maximize your spending in these categories, you could earn $75 cash back each quarter on top of the unlimited 1% cash back you automatically earn in all the other categories. After you reach the $1,500 limit, you'll still earn 1% on all eligible purchases. The Discover itВ® Cash Back is a no-annual-fee card that offers 5% cash back in rotating categories on up to $1,500 in combined purchases after you activate the bonus every quarter (then 1%). If you wait to shop for home goods until the correct bonus quarter, you can make your design inspo dreams come true while also earning 5% back. How? Some cards with quarterly bonus categories reward you for shopping at popular home decor retailers. For this, credit cards with a rotating calendar of cash-back categories can give you the most bang for your buck.

Who's this for? Improving your home usually entails some redecorating to match your fresh new space. Best for cash back on purchasing new decor The card's generous welcome bonus lets you earn an additional 1.5% on all categories on up to $20,000 spent in the first year. There's no annual fee, and rewards can be transferred to a Chase Ultimate RewardsВ® card. You can also earn 5% cash back on travel purchased through Chase, 3% on dining at restaurants, including takeout, and drugstores. In addition to using this card when planning a big-ticket remodel, it's also good for everyday use with its 1.5% cash back on most purchases.

HOME INSPIRATION CREDIT CARD FULL

To really take advantage of savings over a year, we recommend that you make sure you can pay off the full balance before the introductory period ends. After that it's eitherВ $5В orВ 5%В of the amount of each transfer, whichever is greater. There's an intro balance transfer fee of eitherВ $5В orВ 3%В of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. With the Chase Freedom UnlimitedВ®, you get one of the longest intro periods to finance these projects with no interest on new purchases and balance transfers over the course of 15 months (after, 15.74% to 24.49% variable APR). Who's this for? Credit cards with an introductory 0% APR offer buy you time to pay off large home improvement projects, such as remodeling a kitchen, gutting an old bathroom or finishing a basement. If your project is not large enough for such a long financing period, you can opt for a more basic option of no interest on purchases of $299 or more when paid in full within six months. If you have a larger project to finance, the Lowe's Advantage Credit Card can also provide a decent 84-month fixed payment plan that acts similar to what you may get with a personal loan. Yet, this 5% can go a long way when you're racking up a large bill on expensive items like light fixtures, tiling and cabinets. It can't be combined with other promotions and discounts, nor can it be used to pay for service charges like delivery and installation fees. The Lowe's credit card offers an everyday 5% discount on eligible in-store and online purchases. Who's this for? Though store cards can have their drawbacks, such as low credit limits and high interest rates, homeowners who find themselves visiting home improvement stores often may want to take advantage of the benefits offered the Lowe's Advantage Credit Card.

Home inspiration credit card